About

Welcome to Consumer Credit Counseling Service of Northern Illinois, Inc.

Our mission is to improve the quality of life in our community by promoting financial responsibility through counseling, education, and debt management services.

We provide a variety of specialized services designed to help you regain control of your finances and achieve long-term stability.

 Credit, Budgeting & Debt Solutions

Confidential Credit & Debt Counseling: We work with you to organize your income and expenses, creating a clear roadmap to financial stability.

Debt Management Programs (DMP): Repay your unsecured debt faster with lower interest rates and fewer fees.

Budgeting & Credit Classes: Learn practical strategies to manage your financial affairs and avoid common money-handling mistakes.

Bankruptcy Counseling & Education:

Pre-Filing Counseling: Explore viable alternatives to bankruptcy (mandated by the U.S. Trustee).

Pre-Discharge Education: Complete your mandatory financial education before your bankruptcy is finalized.

Housing & Mortgage Services

Pre-Purchase Homebuyer Classes: Determine if homeownership is right for you. Completion of these classes may also qualify you for substantial down payment assistance programs.

Free Mortgage Default & Foreclosure Prevention: Receive expert guidance to help you retain homeownership if you are able to maintain regular payments moving forward.

Reverse Mortgage Counseling: Helping seniors stay in their homes by safely utilizing their equity for lump-sum needs, annuity payments, or lines of credit.

Convenient Local Offices

We proudly serve our community with counseling locations across three counties:

• McHenry County
• Kane County
• Lake County

Take the First Step Today

Ready to speak with a counselor or learn more about our classes?

 Call Us: (815) 338-5757