About

Flexible Benefit Service LLC, is a recognized leader in the health insurance and benefits administration marketplace, serving the industry since 1988. They function as a full-service general agency and benefits administrator, offering cost-effective healthcare solutions to insurance producers, employers, and individuals nationwide.

Core Services and Offerings

Flex specializes in managing and administering a comprehensive portfolio of consumer-driven accounts (CDAs) and compliance services, which include:

• Consumer-Driven Health Plans (CDHPs):
• Flexible Spending Accounts (FSAs): For tax-free healthcare and dependent care expenses.
• Health Savings Accounts (HSAs): Tax-advantaged savings for qualified healthcare expenses.
• Health Reimbursement Arrangements (HRAs): Tax-free reimbursements for out-of-pocket healthcare costs.
• Compliance and Administration Services:
• COBRA Administration: Helping employers satisfy federal COBRA requirements.
• Premium Only Plans (POPs): Enabling pre-tax payroll deductions for employer-sponsored benefits.
• ERISA Wrap Document Services: Providing required plan documents for health and welfare benefits.
• Non-Discrimination Testing (NDT): Annual testing to maintain plan compliance.
• Commuter Accounts: For transit and parking reimbursement.

Why Choose Flex?

Flex focuses on delivering a combination of industry expertise, innovative technology, and personalized service to streamline the benefits experience:

• Employer Focus: They provide the necessary support and resources to simplify plan management, regulatory compliance, and day-to-day administration
• Employee Experience: They leverage industry-leading technology, including interactive web platforms and integrated claims technology, to make using tax-advantaged accounts easy and convenient.
• Market Expertise: With decades of experience, Flex helps clients navigate the evolving landscape of healthcare costs and insurance regulations.